The diary seems less important compared to what is happening elsewhere in the world

Diary

Coronavirus is on everyones lips and will certainly be affecting my diary in the short term or possibly the long term....who knows. The main point is that people must take this seriously and take the correct precautions to prevent the spread of the virus.

all footballing events accross the UK have been suspended so my trading activity will be limited going forward, but here is this weeks trades: -

The couple of trades made this week are
Leipzig vs Spurs (correct score Dutch) £26.00
PSG vs Dortmund (correct score Dutch) £19.37

Total £45.37

Leaving a total of -£193.95

I am still learning but I will turn that negative number into a positive one and start using the trading profits to pay off this mortgage. i have found the key is to take feelings and emotion out of it. No one likes loosing money but sometime scores go against you and you must take the loss immediately. Quick goals in the first half almost kill off any chance of making a profit.

£1.87 was paid from Quidco again from flybe of all merchants. Flybe collapsed due to the coronavirus outbreak so I was not expecting any cashback from Flybe. I used Flybe alot to travel to Southampton for my meetings. It is such a shame to the UK as there are no other regional airlines.

£11.20 was paid in interest and cashback from my current account for this month. Santander are reducing interest from 1.5% to 1.0% and limiting cashback. My cashback doesnt even cover the fee now so it is time to change bank accounts now.

I had a refund of £4 from buying the wrong school uniform last week as for some reason long sleeved school shirts are cheaper than long sleeved? no sure how that works but I will add the money to the over payment.

This weeks matched betting was limited by my time again I only managed to do some Bet UK and Virgin bet existing offers. It was Cheltenham which usually means serious matched betters take time off work to take up as many bookie offers as they can. My total was a poor effort that returned a total of £36.20 as I was stuck in work.

Totals this post

Matched Betting       £36.20

Cashback Website   £1.87

Savings Account      £11.20

Train Refund            £0
Money saved           £4.00

Panelbase               £0

Apps                        £0

Ebay                        £0

Nectar                     £0

Total £53.27

Mortgage Over payments

Total Mortgage £130,806.34 (before Diary over payment)

Over payment this Diary £53.27

Total over payments £957.94

Over payments allowed upto 31st Dec 2020

Sub Account 1 - £12,133.07

Sub Account 2 - £1,068.40 (£598.71 left)

Updated Totals are as follows

Matched Betting         £341.32

Cashback Websites    £653.19

Tuck Shop                   £0

Savings Account         £201.39

money Saved             £1137.18

Apps                           £6

Ebay                           £33.35

                                   £2392.43

Diary

Even with the slight loss on the trading front its still getting me excited to continue, i've not had much chance to trade much this week as the football games have all been cup games so I havnt really wanted to trade any of those games.

The couple of trades made this week are
Wolves vs Brighton (correct score Dutch) £8.23
Southampton vs Newcastle (correct score Dutch) £25.42
Barcelona vs Sociedad (Correct score Dutch) £6.72
Total £4.83

Leaving a total of -£239.32

I got the strategy completely wrong on the Barcelona trade and turned a couple of winning trades into a break even afternoon. Ive still got a lot to learn but its still getting me excited.

£32.42 was paid from Quidco again as all of my tracked work trips are starting to pay out which is good. With still a £126.19 tracked balance still to pay, although this is the lowest amount it has been.

My train from Southampton back to waterloo was delayed due to swans on the line, so I submitted a delay claim and was paid 12% of the return ticket price which was £6.12

Currently the world is seeing an out break of a virus that has originated from China and at the moment it is spreading quickly across the world it, its quite scary as its slowly affecting more and more countries. I went shopping this morning and it was noticeable that the shelves were less full than usual. Are people starting to panic? why are people stock piling toilet roll? anyway the reason for the mention is that this outbreak is starting to affect the world stock markets and my stocks and shares ISA has lost over £700 in value overnight. I was hoping to make more of a return in interest on my savings than in my bank. Do I leave the money in the account and hope it doesnt drop anymore or do I accept the loss and withdraw the money? What would you do?

Totals this post

Matched Betting       £0

Cashback Website   £32.42

Savings Account      £0

Train Refund            £6.12

Panelbase               £0

Apps                        £0

Ebay                        £0

Nectar                     £0

Total £38.54

Mortgage Over payments

Total Mortgage £130,844.98 (before Diary over payment)

Over payment this Diary £38.54

Total over payments £904.67

Over payments allowed upto 31st Dec 2020

Sub Account 1 - £12,133.07

Sub Account 2 - £1,068.40 (£651.98 left)

Updated Totals are as follows

Matched Betting         £305.12

Cashback Websites    £651.32

Tuck Shop                   £0

Savings Account         £190.19

money Saved             £1133.18

Apps                           £6

Ebay                           £33.35

                                   £2339.16