New Year and a Change of habit is needed
Diary
Still continuing to snap all receipts into various apps and i'm continually filling in surveys on panel base, hopefully they can continue to pay small amounts to the cause. I have also listed a few old playstation Vita games onto Ebay and a secret Santa present from work form a few years ago, it was an electronic note taker that plugged into your PC. Pretty poor really considering secret Santa is supposed to be fun.
signed up to two new bookies, Sport Pesa and Redbet both in which I had to submit loads of documentation to prove who I was. I have started with the Qualifying bets but not completed them yet. I will add the amounts onto the next diary.
Quido paid a large portion of the cashback in the last week from work trips back in June last year, hopefully this becomes a constant income. The amount for this diary was £85.61
Ive realised that the receipt apps pay their rewards mostly in Amazon vouchers, I wanted to use the money to pay off my mortgage so I am going to have to work out the best way of doing this to maximise the amount I can make from each voucher. Does anyone have any ideas?
I have also set up an investment ISA in stocks and shares with my savings as its not accumulating much interest just sitting in my Santander 123 account. From my research I have opted for a high risk investment with the view to ride it out over a long period. I will continue to drop money into the account with the remainder of my savings over the next few months
£8.21 was this months total from the bank account cashback and interest this month.
Claimed a delay for a work trip last week as the new west coast mainline operator Avanti pays compensation for delays over 15mins to train journeys. I submitted a claim an was paid £15.25 (this will be added to the money saved total)
This year the allowable overpayments allowed to the mortgage reduces to the following
Sub account 1 £12,133.07
Sub account 2 £1,068.40
So I will continue to pay sub account 2 with the overpayments as this has the highest interest rate.
Matched betting
signed up to two new bookies, Sport Pesa and Redbet both in which I had to submit loads of documentation to prove who I was. I have started with the Qualifying bets but not completed them yet. I will add the amounts onto the next diary.
Quido paid a large portion of the cashback in the last week from work trips back in June last year, hopefully this becomes a constant income. The amount for this diary was £85.61
Ive realised that the receipt apps pay their rewards mostly in Amazon vouchers, I wanted to use the money to pay off my mortgage so I am going to have to work out the best way of doing this to maximise the amount I can make from each voucher. Does anyone have any ideas?
I have also set up an investment ISA in stocks and shares with my savings as its not accumulating much interest just sitting in my Santander 123 account. From my research I have opted for a high risk investment with the view to ride it out over a long period. I will continue to drop money into the account with the remainder of my savings over the next few months
£8.21 was this months total from the bank account cashback and interest this month.
Claimed a delay for a work trip last week as the new west coast mainline operator Avanti pays compensation for delays over 15mins to train journeys. I submitted a claim an was paid £15.25 (this will be added to the money saved total)
This year the allowable overpayments allowed to the mortgage reduces to the following
Sub account 1 £12,133.07
Sub account 2 £1,068.40
So I will continue to pay sub account 2 with the overpayments as this has the highest interest rate.
Matched betting
None
Tuck shop
None
None
Money Saved
£15.25Savings Account
£8.21
Cashback
£85.61
Shoppix App
None
Panelbase
None
Ebay
£0
Totals this post
Matched Betting £0
Cashback website £85.61
Savings account £8.21
Money saved £15.25
PanelBase £0 (total added to money saved)
Apps £0
Matched Betting £0
Cashback website £85.61
Savings account £8.21
Money saved £15.25
PanelBase £0 (total added to money saved)
Apps £0
Ebay £0
Total £109.07
Mortgage over payments
Total mortgage £131,759.03 (before Diary over payment)
Over payment this Diary: £109.07
Total over payments £596.96
Overpayments allowed on mortgage upto 31st Dec 2019
sub account 1 - £12,133.07
sub account 2 - £1,068.40 (£959.33 left)
Updated totals are as follows
Apps 20
Total £109.07
Mortgage over payments
Total mortgage £131,759.03 (before Diary over payment)
Over payment this Diary: £109.07
Total over payments £596.96
Overpayments allowed on mortgage upto 31st Dec 2019
sub account 1 - £12,133.07
sub account 2 - £1,068.40 (£959.33 left)
Updated totals are as follows
| Source | Total |
| Matched Betting | 266.39 |
| Cashback websites | 529.59 |
| Tuck Shop | 0 |
| Savings account interest | 181.58 |
| Money saved | 1015.56 |
Ebay 18.69
Total £2031.81
