Further Disapointment

 

Diary

That trading edge hit me hard over the last few weeks with more losing trades than winners. However from the last diary post the amount is still lower than previously posted. Last weekend gave me a total loss of £63.03 which was disappointing as it equalled by biggest winning weekends total. I know there will always be loosing weekends but that one hurt as I was hoping to get the balance sub £200.

Trading balance is now at -£357.81

It is going to take a lot longer than anticipated to get the balance back to £0, but i'm not going to give up, I have found something that seems to work and I just need to refine my parameters a little.

Additional funds are still non existent at the moment and I am struggling for ideas on how to make some extra money. I am still extremely busy at work at the moment as as people are still on furlough I seem to be doing the job of more than one person.

I need to start using the receipt apps again as I am now buying more things as I am back to full salary now

There are some small profits to report this update, which are: -

I have received a £5 voucher for Aldi as I bought some cheese that when I opened it, it was completely mouldy.....Yuck.

my savings account paid interest of Oct, £8.88, Nov £6.30

Quidco paid £5.41 for a couple of small things bought during lockdown. Quidco also paid £85 for taking out house insurance.

Cashback from my current account paid £4.19 after the £1 charge

moneysavingexpert paid me £25 cashback for switching gas and electric a few months ago.

There was nothing saved at all in August due to a month of spending due to my Birthday and my sons. Next month I am back to full pay as my 20% pay reduction has come do an end.

Totals this post

Matched Betting       £0

Cashback Website   £115.41

Savings Account      £15.18

Current account       £4.19
Money saved           £5

Panelbase               £0 (added to money saved)

Apps                        £0

Ebay                        £0

Nectar                     £0

Total £139.78

Mortgage Over payments

Total Mortgage £128,292.60 (before Diary over payment)

Over payment this Diary £139.78

Total over payments £1421.03

Over payments allowed upto 31st Dec 2020

Sub Account 1 - £12,133.07

Sub Account 2 - £1,068.40 (£135.62 left)

Updated Totals are as follows

Matched Betting         £387.01

Cashback Websites    £895.20

Tuck Shop                   £0

Savings Account         £270.42

money Saved             £1212.05

Apps                           £21

Ebay                           £33.35

                                   £2823.12

A Disappointing Month

 

 Diary

I have slowly started to find my edge at trading, I know what is working and what is not working. The balance is slowly coming back down after making some hug mistakes because I didnt know what I was doing to be honest. With the use on an in-play statistical scanner I am slowly getting back to £0.

Trading balance is now at -£353.41

It is going to take a while but hopefully I can get to a point where I am in profit each month and use the money to over pay this mortgage of mine.

Additional funds are non existent at the moment and I am struggling for ideas on how to make some extra money. However I am extremely busy with work at the moment and work travel is starting again next week, hopefully I can start to build the Quidco balance back up again and use it as a steady income.

Snap my eats which is one of my apps that paid money for uploading receipts is closing down so I withdraw my very small balance to my paypal account

There are some small profits to report this update, which are: -

Recipt Hog app paid the £5 before it closed for good.

my savings account paid interest of £8.88

Quidco paid £5.41 for a couple of small things bought during lockdown.

Cashback from my current account paid £4.19 after the £1 charge

There was nothing saved at all in August due to a month of spending due to my Birthday and my sons. Next month I am back to full pay as my 20% pay reduction has come do an end.

Totals this post

Matched Betting       £0

Cashback Website   £5.41

Savings Account      £8.88

Current account       £4.19
Money saved           £0

Panelbase               £0 (added to money saved)

Apps                        £5

Ebay                        £0

Nectar                     £0

Total £23.48

Mortgage Over payments

Total Mortgage £128,854.80 (before Diary over payment)

Over payment this Diary £23.48

Total over payments £1281.25

Over payments allowed upto 31st Dec 2020

Sub Account 1 - £12,133.07

Sub Account 2 - £1,068.40 (£275.40 left)

Updated Totals are as follows

Matched Betting         £387.01

Cashback Websites    £779.79

Tuck Shop                   £0

Savings Account         £255.24

money Saved             £1207.05

Apps                           £21

Ebay                           £33.35

                                   £2683.34

This is Difficult

 Diary

I have had a few mixed results trading in this period, more losses than wins but I am still determined to make this work, I think it will get worse before it gets better

Trading balance is now at -£520.28

Its going to take a while to get this balance back down to a profit. I will keep you informed on the progress.

I am struggling to find additional funds at this time, I can hardly save any money as I am on a reduced salary until September and the additional opportunities to gain cashback and a decent interest rate on saving accounts is slowly drying up so I am going to have to start thinking of extra ways of generating additional income to overpay this mortgage.

There are some small profits to report this update, which are: -

my savings account paid interest of £8.59

Quidco paid the last amount of money that I had in my account which was £23.67

Cashback from my current account paid £4.19 after the £1 charge

lastly I did manage to save £24.96 which was from my expenses in work due to a trip to Leeds.

There was an error in the previous overall total so I have amended this amount below.

Totals this post

Matched Betting       £0

Cashback Website   £23.67

Savings Account      £8.59

Current account       £4.19
Money saved           £24.96

Panelbase               £0 (added to money saved)

Apps                        £0

Ebay                        £0

Nectar                     £0

Total £61.41

Mortgage Over payments

Total Mortgage £129,189.72 (before Diary over payment)

Over payment this Diary £61.41

Total over payments £1257.77

Over payments allowed upto 31st Dec 2020

Sub Account 1 - £12,133.07

Sub Account 2 - £1,068.40 (£298.88 left)

Updated Totals are as follows

Matched Betting         £387.01

Cashback Websites    £774.38

Tuck Shop                   £0

Savings Account         £242.07

money Saved             £1207.05

Apps                           £16

Ebay                           £33.35

                                   £2659.86

Poor trading

Diary

Absolutely cannot believe the mistakes I made trading this week, I got caught out not knowing what to do when some late goals went in. I'm more disapointed in myself at not getting out of the trade as soon as it went against me. I really don't know what was going on, I didn't feel great during the day, I was stressed from work and I was rushing around to trade on the 6pm match. This was the reason for the poor mindset and then I started to chase my losses which just resulted in further losses.

I'm not even going to post the results as I am so angry with myself.

Trading balance is now at -£466

I'm going to just plug away at this balance slowly and get my winning edge back, its going to take a while but i'm more determined than ever to get this right.

some small profits to report this update, which are: -

my savings account paid interest of £9.28

Quidco paid nearly the last amount of money that I had in my tracked balance of £7.18

Some free bets dropped in

Pokerstars bet £5 get £2 = £1.61

Unibet £25 get £25 = £22.35

Betdaq £5 free bet = £4.13

Cashback from my current account paid £4.19 after the £1 charge

Totals this post

Matched Betting       £28.09

Cashback Website   £7.18

Savings Account      £9.28

Current account       £4.19
Money saved           £0

Panelbase               £0 (added to money saved)

Apps                        £0

Ebay                        £0

Nectar                     £0

Total £48.74

Mortgage Over payments

Total Mortgage £129,500.93 (before Diary over payment)

Over payment this Diary £48.74

Total over payments £1196.36

Over payments allowed upto 31st Dec 2020

Sub Account 1 - £12,133.07

Sub Account 2 - £1,068.40 (£360.29 left)

Updated Totals are as follows

Matched Betting         £387.01

Cashback Websites    £750.71

Tuck Shop                   £0

Savings Account         £229.29

money Saved             £1182.09

Apps                           £16

Ebay                           £33.35

                                   £2630.85

No money added today

Diary

No money added to the total today I just wanted to give an update on the last few days.

my trading of football is slowly becoming more successful, watching the games, research and having a plan is actually helping me claw back the larges losses I made a few posts ago. The last few days have been profitable:-

Mgladbach vs Wolfsburg (under 2.5) £8.56
Napoli vs Juve (under 2.5) £3.00

City vs Juve (Under 2.5) £9.49

Total £21.05

Leaving a total of -£150.52

Hopefully with the football back in full swing over the next few weeks I can get that total back to £0 and then start using the money traded to overpay my mortgage. Its slow and steady at the moment.

some small profits to report this update, which are: -

I am continuing to participate in Panel base questionnaires, however I seem to be screening out of most of them at the moment which is annoying as it takes a while to fill in the screening questions.

i have taken out new house insurance through Quidco for £90 cashback, although it didn't show as tracked so I had to raise a claim through Quidco. Hopefully it is successful.

I have received a £5 free bet via text message from Betdaq which I will match in the next few days when there is some football on.

I'm also aiming to have saved a few quick from my salary this month, at the moment its looking likely with only one more food shopping day until payday.

I keep reading moneysavingexpert in the hope new ways of earning some extra money appear, if anyone has any further ideas i would love to hear from them. Please do feel free to comment below

Totals this post

Matched Betting       £0

Cashback Website   £0

Savings Account      £0

Train Refund            £0
Money saved           £0

Panelbase               £0 (added to money saved)

Apps                        £0

Ebay                        £0

Nectar                     £0

Total £0

Mortgage Over payments

Total Mortgage £130,144.80 (before Diary over payment)

Over payment this Diary £0

Total over payments £1147.62

Over payments allowed upto 31st Dec 2020

Sub Account 1 - £12,133.07

Sub Account 2 - £1,068.40 (£409.03 left)

Updated Totals are as follows

Matched Betting         £358.92

Cashback Websites    £743.53

Tuck Shop                   £0

Savings Account         £215.82

money Saved             £1182.09

Apps                           £16

Ebay                           £33.35

                                   £2582.11

Football is back!

Diary

Well the English football is back this week coming albeit behind closed doors it will still help me get back some of the money lost through making stupid mistakes in my trading.

I have decided to concentrate on trading the correct scores and the over/under 2.5 goal markets on the last part of this season.

decided to find the time to get back into the trading as the liquidity in the markets is picking up and so to the number of games.

whilst typing this blog I have traded two matches which resulted in the following profits:-

Koln vs Berlin (correct score Dutch) £11.95
Munich vs Mgladbach (under 2.5) £10.43

Total £22.38

Leaving a total of -£171.57

some small profits to report this update, which are: -

My bank account paid £4.20 in cash back which was the first payment since I changed to the lite account.

Quidco paid £10.62 for a few work trips.

Panel base paid me £12.40 for doing a few questionaire's which soon add up so I will make an effort to do at least one a day.

I saved £9.96 from my bank account from last month which was all I could save as I have took a pay cut during this pandemic.

Lastly unibet emailed to say I had a free £25 bet on the next bundesliga game so I matched Frankfurt to win against Mainz for a 25p on the qualifier and then matched a 1-2 score line in the Augsburg vs Koln game for a £17.85 win and an overall return of £17.60

Totals this post

Matched Betting       £17.60

Cashback Website   £10.62

Savings Account      £4.20

Train Refund            £0
Money saved           £9.96

Panelbase               £12.40 (added to money saved)

Apps                        £0

Ebay                        £0

Nectar                     £0

Total £54.78

Mortgage Over payments

Total Mortgage £130,144.80 (before Diary over payment)

Over payment this Diary £54.78

Total over payments £1147.62

Over payments allowed upto 31st Dec 2020

Sub Account 1 - £12,133.07

Sub Account 2 - £1,068.40 (£409.03 left)

Updated Totals are as follows

Matched Betting         £358.92

Cashback Websites    £743.53

Tuck Shop                   £0

Savings Account         £215.82

money Saved             £1182.09

Apps                           £16

Ebay                           £33.35

                                   £2582.11

Small profits in Extraordinary times

Diary

Since my last diary update a lot has happened and the Coronavirus has since spread around the world causing over 110,000 deaths worldwide.

everything has been cancelled and the whole country is being asked to stay at home to avoid spreading this virus further.

This is like nothing anyone has seen for a long time.....I hope people do take note and stay at home so that we can get back to normal as soon as its safe.

some small profits to report this week, which are: -

£7.53 was paid in interest and cashback from my current account for this month. Really need to decide on what to do with my bank now that the interest rate has been cut.

My panel base account from doing surveys reached £19.95 so I withdrew the amount. This took a while to get to this total as I kept getting told I didn't pass the screening questions.

My shoppix account reached £10 for sending in receipts of purchases, because we are buying less due to the lock down I have decided to withdraw the £10 as it will take a long time to reach £20.

Quidco continued to pay confirmed cashback which totalled £41.16. With only having £83.94 left as tracked and no further work trips planned for the foreseeable, this revenue may dry up shortly.

Totals this post

Matched Betting       £0

Cashback Website   £41.16

Savings Account      £7.53

Train Refund            £0
Money saved           £0

Panelbase               £19.95 (added to money saved)

Apps                        £10

Ebay                        £0

Nectar                     £0

Total £78.64

Mortgage Over payments

Total Mortgage £130,483.58 (before Diary over payment)

Over payment this Diary £78.64

Total over payments £1036.58

Over payments allowed upto 31st Dec 2020

Sub Account 1 - £12,133.07

Sub Account 2 - £1,068.40 (£520.07 left)

Updated Totals are as follows

Matched Betting         £341.32

Cashback Websites    £694.35

Tuck Shop                   £0

Savings Account         £208.92

money Saved             £1157.13

Apps                           £16

Ebay                           £33.35

                                   £2471.07